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In a short meeting you’ll learn how to:
Sell your house with no fees
Get Top-Dollar for your house
Without the need to do any repairs
Get what you want, and move on with your life
Close the deal on date of your choice
Sell in ways nobody wants you to know
Our team have been buying houses for a long time and have done lots of transactions with someone like you!
Our meeting is very confidential, where you will learn how to sell your house quickly, safely, and get everything you need and want.
You will get a few offers that fits your situation. And if you feel they won’t work for you … we can part as friends.
How to Sell for Fair Price and Avoiding Repairs, Tenant issues, NO Fees while ensuring NOT throwing away all your equity out of the window
IF Your Mortgage Is Too Big and You Have Low Equity On Your House You Should Hear This…
The cost to sell is NOT 6% as the realtors want you to believe. After this MLS sales process, you’ll be sitting at the closing ready for your fat payday and instead gasp at a statement that barely pays you anything for your work or even hands you a bill for selling!?
First…you will have to choose -Should I let the tenants stay in place and lose all the top-dollar from selling to a first-time homeowner? Or… do I risk kicking them out to get a higher price, but what if they refuse and stop paying? What if the house takes longer to sell and you no longer have rent coming in?
Second.. You list it and find a buyer! However, they ask you for a $5k discount… it’s only $5k and not worth blowing up the deal, so you accept
Third You list your house on the MLS and you get offers, but along with the offers, the buyers ask you for $7K in closing costs, again you tell yourself that it’s not worth it to blow up the deal, so you accept it
Fourth. Before long the inspector comes and does his job: Scaring the buyer to justify his fee. After the inspection, the buyers are spooked and threaten to back out unless you do the laundry list of repairs. Dang.. it’s one bill after another
Lastly.. It’s the day of closing and you’re ready for the big check! You expect to see a $200,000 check and notice after the realtors, repairs, holding costs, discount, conveyance tax (1.5%-2%), and so on, you’re only getting $170,000… WHAT HAPPENED to 6%?!
Where did my Equity GO? .. You have a loan of $175,000 with the bank and now must PAY $5,000 to sell your home even after you jumped through all the realtor’s hoops!
There has to be catch right? This is too good to be true.. The secret and “Catch” is simple.. we keep the current mortgage in place
Here’s why this is the perfect solution if you are a home owner who wants to move on from the property and not lose all your effort to the banks, realtors, and repairs…
How do we keep the mortgage in place? How does that let you pay more? Here’s how it works..
When you sell the property, you have NO obligations or bills – tenants, rent, insurance, taxes, late night calls.
We take over the existing mortgage and immediately start paying all insurance, mortgage payments, water, etc.. You don’t worry about the property again.
Why is this good for you? You don’t have to lose equity to any fees or deal with the usual headache – any repairs, kick out the tenants, pay holding costs, pay realtors, or even pay an attorney. You can use ours for free if you want.
What’s in it for the buyer? We have a lot standard mortgages from our properties… and we (like many others) have hit the mortgage count limit.. Now.. the only ones we can get are EXPENSIVE! You’re letting us skip the fees of a new mortgage and avoid the usual 20% down, inspections, and hassle. WIN-WIN
You get to walk away, hassle free, and squeeze as much equity as possible from your property
1. You get to skip any tenant drama. whether it’s dragging them out and then repairing or limiting your buyers to only low-ball investors.
2. You don’t have to do ANY repairs and no inspector is going to beat you up about the small stuff
3. You don’t pay a dime in realtor fees and get to skip the hassle of the traditional dog and pony show. You can be completely moved on with cash in pocket within 2 weeks!
4. Most IMPORTANTLY… where we differ from low-ball investors… you get your top dollar price and maximize the equity you keep. Other investors will only let you skip the hassle if take a HUGE discount. We use taking over existing financing to help us both
5. Since the mortgage stays in place, you build free credit every time we make the payment
1. What if you get hit by a car, run away, or get kidnapped and stop paying my mortgage
This is the absolute worst case. And as smart investor, you should know what it would look like.
In all cases, you’d just get the house back with a reduced loan and possibly improvements on the home.
Since we have a lot of assets and you’re in the right with your name on the title, the last thing we’d want is a long legal issue that’s bad for me and bad for you.
And just incase we fall off the earth completely, you need to be covered. That’s why we sign an agreement that let’s you take back the house EASY PEASY if we miss 2 mortgage payments. No hassle.
How would you know? You still get monthly statements and can see the progress. No secrets.. no tricks..
2. What if the tenant stops paying or something breaks? The best news is.. that’s no longer your problem!
Whether we have tenant problems, repairs, late night phone calls, an earth shattering explosion.. anything
We have large reserves, insurance, and multiple properties to cover any lulls
3. What if the bank finds out you took over? Won’t they be really mad? What will they do to punish me?
I get it.. there’s a statement on all mortgages which is the “Due on Sale Clause”. This scary looking section says the bank has the option to call a loan due when you sell or transfer it.
The big thing is… the only thing the bank really cares about is payments are being made. If their loan is performing and they’re sitting while making money, why would they EVER get rid of it? They would be shooting themselves in the foot and costing themselves money.
Even though the due on sale clause is EXTREMELY rarely used… (google it, you’ll see.. its like an old fable where one person’s cousin had it called 10 years ago). We go the extra mile and put the property into a trust.
What’s a trust do? It doesn’t show the bank who owns the property and looks like simple estate planning where you give someone (us) the power to manage the property.
And even if… ALL that doesn’t work. The absolute worst thing that happens is we sell the property using our realtor to fully pay off the mortgage. The property will likely appreciate and be in much better condition – which makes that easy.
Rona is a single mother who has a full time job and has owned a duplex for 10 years as some side income. Rona has too much on her plate to manage. The top floor is vacant and she’s losing $1K each month. She want to MOVE on! The problem?
Rona has a mortgage of $200k still and the property is worth $220K. That’s $20k profit, right? NOPE. With the holding costs, closing costs, and realtor fees, she’d be PAYING someone to buy her house. What can we do instead?
We took over Rona’s existing mortgage and bought the property with no closing costs and gave her some profit. See how…
Here’s How to Sell for Top Dollar and AVOID Repairs, Tenant Drama, and Fees without being RIPPED-OFF by Lowball Cash offers
Here’s What Every Free and Clear Owner NEEDS to Know Before Selling Their Rental…
The cost to sell is NOT 6% like the realtors want you to believe. Which of these will you get caught in?
First… you’ll have to choose – do I keep the tenants in place and lose all the top $ first time homeowners? Or… do I risk kicking them out to get a higher price, but what if they refuse and stop paying? What if the house takes longer to sell and you no longer have rent coming in?
Second.. You list it and find a buyer! However, they ask you for a $5k discount… it’s only $5k and not worth blowing up the deal, so you accept
Third.. The inspector comes and does his job: Scaring the buyer to justify his fee. After the inspection, the buyers are spooked and threaten to back out unless you do the laundry list of repairs.
Lastly.. It’s the day of closing and you’re ready for the big check! You expect to see $200,000 and notice after the realtors, repairs, holding costs, discount, and conveyance tax (1.5%-2%).. you’re only getting $170,000… WHAT HAPPENED to 6%?!
Tax man’s final Say.. That’s right… the dreaded Capital Gains, anything over $40,000 to 450K is taxed for 15% ! And they’re even talking about increasing them as we speak.
There has to be catch right? This is too good to be true.. The secret and “Catch” is simple.. it’s TIME!
Here’s the perfect solution if you are a patient investor who wants top dollar and don’t need all cash up front… that’s what the low-ball investors are trying to offer you.
We upgrade you from the landlord to now being the bank (passive investor). What does that mean?
When you sell the property, you have NO obligations or bills – tenants, rent, insurance, taxes, late night calls
We agree on a total price (loan amount) and you get agreed monthly payments no matter what until paid in full
Lastly… You ( the bank) pick the length. The more time, the more you’ll receive for the property. On or before that date, you’ll be paid in full for the remaining balance.
5 Ways Patient Sellers Reap Large Rewards… 1. You get to skip any tenant drama.. whether it’s dragging them out and then
repairing or limiting your buyers to only low-ball investors.
2. You don’t have to do ANY repairs and no inspector is going to beat you up about the small stuff
3. You don’t pay a dime in realtor fees and get to skip the hassle of the traditional dog and pony show
4. Most IMPORTANTLY… where we differ from low-ball investors… you get your top dollar price. Other investors will only let you skip the hassle if take a HUGE discount. We use time to benefit us both.
5. By breaking up your payment, you can avoid the 15% capital gains tax on all monthly payments. Any payments below 40K per year gets 0%! Instead of getting hit for 15% at the second you sell, get that equity in chunks that lets you avoid the big hit.
1. What if I stop getting the monthly payments and you run away?
This the absolute worst case scenario and also very unlikely. However, as a smart investor, you should know the risk.
If this were to ever happen, the worst thing is that you’d get your house back and keep any payments and appreciation. This is because you are the first position lien holder on the property.
I hear ya.. but doesn’t that mean I have to do a long and costly foreclosure? Nope.. you don’t want to do a foreclosure just as much as we wouldn’t want to do one.
Why is that? The good news for you and bad news for us.. is we have a lot of assets. Why would we put those at risk to hold a house hostage?
The people who benefit from stalling foreclosures are home owners with nothing to lose – not investors
2. What if the tenant stops paying or something breaks? The best news is.. that’s no longer your problem!
You get your payment no matter what – whether we have tenant problems, repairs, an explosion.. anything
We have large reserves, insurance, and multiple properties to cover any lulls
3. What if you don’t have the balloon payment at the end of the loan term?
It’s simple.. we either refinance or sell the property. The loan has has us start paying you LARGE interest every single day that balloon isn’t met.
And believe me.. we don’t like to pay large interest.
Frank is 68 years old and has been in the real estate business for over 20 years.. he owned 6 properties free and clear. He liked the income, but wanted to move on when the time was right by getting the most for his properties. The problem?
Frank had depreciated the properties over the last 20 years and was going to get SLAPPED with large capital gains tax of 15%! Also, his properties weren’t the HGTV homes they were 20 years ago and needed repairs. Meaning… he can’t sell to a typical buyer on a loan. His only options are to wait for the tenants to leave, and DUMP money and time into a lengthy repair to put on the market or a low cash offer. WRONG!
What we did was upgrade Frank from the landlord to the bank! He sold to us as- is and with the tenants in place with NO closing costs or repairs. He gets a check in the mailbox every single month with no obligations and gets cashed out in full at the end of our 7 year term.